CASHe is the go-to personal loan app for salaried professionals. Our online loan app offers personal loans starting from ₹1,000 to ₹4,00,000 with instant disbursal to your bank account.

You can now apply for a personal loan within minutes with CASHe’s smart, intuitive, hassle-free, and easy loan. So, download the CASHe personal loan app today and enjoy a better borrowing experience.

Features of CASHe – Personal Loan App:

• Personal loans ranging from ₹1,000 - ₹4,00,000 without any guarantors or collaterals
• Quick and hassle-free loan application process
• 100% paperless loan application
• Repayment period > 3 months
• Zero foreclosure charges
• Enjoy online shopping at no cost EMI*
• Instant disbursal of the loan amount to your bank account
• Loan repayment through various payment methods

CASHe Products

• Instant Personal Loan
CASHe offers instant personal loans for all your needs! Choose from a range of online personal loans like car loans, home renovation loans, emergency loans, education loans, mobile loans, marriage loans, etc. with a tenure ranging from 3 months to 18 months.
• CASHe Credit Line
One approval, multiple loans. Use the CASHe app to apply for a credit line for a tenure of 1 year with minimal documentation, and avail short-term loans for your emergency and shopping needs.
• Buy Now Pay Later with CASHe
Get instant online buy now pay later loans on the CASHe app to make online purchases on leading platforms like Amazon, Flipkart, BigBasket, Myntra and IRCTC. You can then pay your bills later with easy and flexible EMIs.

Personal Loan Eligibility:

• Salaried professional above 21 years of age
• Minimum net take-home monthly salary of ₹12,000
• Salary must be credited through direct bank transfer only

How to Apply For a Personal Loan Online on CASHe?

• Download the CASHe app.
• Log in and register using your social media account.
• Enter all the necessary personal details to check your personal loan eligibility.
• Submit the KYC documents and apply for an instant personal loan.
• Once your personal loan application is approved, your loan amount will be transferred directly to your bank account.

Documents required to apply for a loan:

• PAN Card
• Identity proof (Driving License/Voter ID/Passport/Aadhaar Card)
• Address proof (Driving License/Voter ID/Passport/Aadhaar Card/Utility Bills)
• 3-month bank statements showing salary credit
• Aadhaar card (Optional)
• Selfie

Interest, tenures, and other specifications

• Annual Percentage Rate (APR) – 30.42%
• Maximum Annual Percentage Rate (APR) – 47.76%
• Repayment Tenure: 3 months to 18 months
• Processing fee:
CASHe 540 - 3% or 1000, whichever is higher
CASHe 180, CASHe 270, CASHe 1 year - 2% or 1200, whichever is higher
CASHe 90 - 1.5% or 500, whichever is higher

Sample Loan Calculation

Loan amount: ₹30,000 at fixed interest rate of 30.42% p.a.(equivalent reducing interest rate of 44.52%)
Loan duration: 3 Months
Total personal loan interest = ₹2,250
Processing fees (PF) + GST = ₹750 + ₹300 + ₹300 + ₹150 + ₹150 + ₹297 = ₹1947
Total deductibles (PF + GST): ₹590
In-hand amount (Loan amount - Total deductibles) = ₹30,000 - ₹590 = ₹28,053
Total repayable amount (Loan amount + interest): ₹32,250
Monthly EMI repayable (Loan amount + interest / No of EMI’s): ₹10,750
(Note: PF and GST are deducted upfront during the loan disbursal.)

NBFCs/Banks we have partnered with:

• Bhanix Finance and Investment Limited
• Vivriti Capital Private Limited
• Northern Arc Capital Limited

Data Security via Secure Loan Application
At CASHe, we adhere to RBI’s Fair Practice Code and are committed to promoting best practices in digital lending. Your data is safe with us. All CASHe transactions are secured via 128-bit SSL encryption.
15 million+ users have downloaded the CASHe personal loan app. Download the app now and experience a new way of borrowing!

Contact Us:
Write to us at [email protected] for any help or for other details about our personal loans.