Get your next purchase on easy & affordable installments.

BillEase — Buy Now, Pay Later

BillEase makes your online shopping affordable and convenient by spreading your payments into simple installment plans. Just find what you want at any of our online merchant stores, choose Pay with BillEase, and enjoy your flexible monthly payments. You can also unlock exciting features every successful repayment!

SPLIT ANY PURCHASE UP TO 12 MONTHS
Buy what you want today on Lazada or at any of our merchants, and pay in 12 equal terms. We’ll let you know when your installments are due so you’re on top of every payment.

SOME OF OUR MERCHANTS
Lazada, Kimstore, GameOne, Datablitz, Become, Maria Health, Stork.ph, ConcepStore, MUMUSO, Henry’s Camera, TechGear MNL, tripmoba.com, Linen & Homes, SaveNEarn, Watch Republic, Perfume Philippines, Watch Portal, LEUPP, Babymama, Drive Groceries, Book Valley PH, e-kicks, Zilingo Trade, HairMNL, Motivo, TravelOnline, Poporri, Gurkka.com, Monarc, Gogulong, Svasta Travel, Lucent Teeth Whitening, Shadow & Patterns, Alleyway, Simply Modular, Mario & Maria, Energos Trades, Kidscompany

ENJOY LOWEST INTEREST RATES FOR ONLINE PURCHASES
Enjoy the benefits without paying upfront. We charge the lowest interest rate at only 3.49% monthly. Watch out for our 0% APR promo with selected merchants and mobile load.

GROWS WITH YOU
As you keep using BillEase and maintain a good standing with us, our system will automatically increase your credit limit and unlock exciting additional features.

MOBILE LOAD AND MORE WITH 0 INTEREST
Load your phone and just settle the exact amount on your next due date. No interest or fees added.

INSTANT CREDIT APPROVAL
No one wants to wait. Most customers who apply on our app can get an instant decision and can avail immediately.

BETTER THAN A CREDIT CARD
BillEase is built for the digital age. Secure transactions through integration in our merchant partner’s checkout process. No credit card numbers to worry about. Always keep track of your transactions in our app.

CONVENIENT REPAYMENT OPTIONS
You can easily pay your installments via InstaPay or PESONet, direct bank deposits, coins.ph, or at over 22,000 7-Eleven, Cebuana, and MLhuillier retail outlets.

NO FUNNY BUSINESS
What you see is what you pay - no hidden fees. Our app lets you configure your installments and see the exact amount you will pay every month upfront. Before availing we will always generate a Disclosure Statement in compliance with the Truth in Lending Act for you to avoid surprises.

Information about cost of your installment plan:
- Annual Percentage Rate (APR) of our installment plans is 41.88%
- Installment terms are flexible from 1 to 12 month
- Sample calculation: An installment plan for PhP 15,000 with a cash out of PhP 3,000 will result in 3 monthly installments of PhP 4,538.8

We love feedback!
Email us at: [email protected]
Call us at: 5320-3051 | 5320-3052 | 5320-3053
FB: https://www.facebook.com/billeaseph/
IG: https://www.instagram.com/billeaseapp/

BillEase is a product of First Digital Finance Corporation doing business under the names and styles of FDFC, Balikbayad, Loan Ranger and Billease (SEC Registration No.: CS201516347; Certificate of Authority to operate as a financing company No.: 1101).