KreditBee is an instant personal loan app trusted by 1 Crore+ Indians. Avail personal loans starting from ₹ 1,000 to ₹ 2 Lakhs, as per your approved credit. On approval, get a direct bank transfer within minutes.

KreditBee(Finnovation Tech Solutions Private Limited) is a platform facilitating the loan transactions between the borrowers and the NBFCs/Banks. All loan applications are approved and sanctioned by NBFCs/Banks registered with RBI and communicated upfront during Loan application.

Loan amount: From ₹1,000 to ₹200,000
Interest rates: From 0% to 29.95% per annum
Tenure: 62 days to 15 months

Why KreditBee?

Instant loan approval: Instant personal loans are approved within 15 minutes from registration to direct bank transfer.

Shopping EMIs: Avail online purchase EMI loans for categories like fashion, electronics, travel, furniture & more.


Flexible Interest rate: Varied interests starting from 0% to 29.95% per annum.

Personal Loan for Salaried (Example)

Loan amount: ₹ 50,000
Tenure: 12 months
Interest Rate: 20% per annum
Processing Fee: ₹ 1,250 (2.5%)
New customer onboarding Fee: ₹ 200
GST on Processing and Onboarding Fees: ₹ 261
Total Interest: ₹ 5,581
EMI: ₹ 4,632
APR: 23.2%
Loan amount is ₹ 50,000. Disbursed amount is ₹ 48,289.
Total loan repayment amount is ₹ 55,581.

Eligibility
1. Applicant should be an Indian resident
2. Above the age of 21 years
3. Should have monthly source of income


How to get started

1. Install KreditBee app
2. Create your account
3. Fill your basic details to check first level eligibility
4. Upload KYC documents - ID, Address Proof & PAN card
5. Avail Loan as bank transfer or E-voucher as per your request

Personal Loan for Salaried - Avail salary loan options starting from ₹10,000 to ₹2 Lakhs with tenure ranging from 3 to 15 months. All you need is PAN Card, address proof and salary proof to apply for salaried loans.

Online Purchase Loan - KreditBee comes with a Buy Now, Pay Later EMI option. In such loans one avails E-vouchers from KreditBee which can be used to purchase on partner platforms like Flipkart, Amazon, Myntra, Nykaa, Make my trip & more.


Fees & Charges
Interest rates range from 0%-29.95% with equivalent monthly interest rate of 0%-2.49% only.

A small processing fee is charged for loans:
0 - 3% charged for low risk customers
2.5% - 7% charged for high risk customers*

The APR for different personal loan products ranges from 0%-36%
medium risk customers is 18%-39%
high risk customers is 24%-42%
Very high-risk customers are 24%-70%

KreditBee charges a one-time service fee while onboarding or during upgrade which is ₹20-₹350 depending on the risk profile.

*The charges and repayment tenures vary based on creditworthiness and repayment ability of the customers. Penalty is charged only when someone delays their scheduled payment.


Queries?
Mail: [email protected]
Call: 08044292200


Let’s Connect!
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Twitter: kreditbee
Instagram: kreditbee

Address
16/3, Adarsh Yelavarthy Centre, opp to Frank Anthony School, Cambridge Layout, Jogupalya Bangalore Karnataka 560008 India

Get your loan approved instantly. Download the app now!