Ohio Mutual wants to help you and your family become smarter drivers. The 9&3 telematics app empowers you with insight about your driving habits - including speed and braking - and scores your overall driving performance. Just like learning the placement of your hands on the wheel, 9&3 can help you develop good driving habits that you can use to challenge yourself and encourage your family to be smarter behind the wheel.

Our app features:

Dashboard - your one-stop to:
• see your overall driving score
• review your last 3 trips
• read updates in your newsfeed

Driving Score:
• calculated after 20 trips totaling 200 miles or more
• see breakdowns for:
• night time driving
• highway / local speeding
• hard braking
• create a leaderboard to compare/complete with family members

Newsfeed:
• see new achievements or earned driving badges
• review driving habit observations
• receive tips to improve your driving

Ohio Mutual drivers using the 9&3 telematics app receive a discount on their auto insurance just for installing and activating the free app.

Please note:
• continued use of the GPS running in the background may decrease battery life
• 9&3 powered by Ohio Mutual is a trademark of Ohio Mutual Insurance Group