Navi is a new age digital platform which provides you easy access to Instant Personal Loans upto Rs 5 lakhs in a seamless and transparent manner.

PERSONAL LOANS
1. Amount : Rs 10,000 to Rs 5,00,000
2. Tenure : 3 to 36 months
3. Interest Rate : 12% to 36% per annum
4. Processing fees : 3.99% (Min Rs 1,499+GST and Max Rs 7,499+GST)

HOME LOANS

1. Amount: Upto Rs 1.5 Crore
2. Interest Rates : Starting at 6.95% per annum
3. Tenure: Upto 25 years
4. Loan amount upto 90% of property value

Home Loan Features
1. Instant loan offer
2. No documents required till you get a loan offer
3. High loan amount & Low EMIs
4. Loans for under-construction, self-constructed and ready to move-in homes
5. No application fee, legal fee, valuation fee or document handling fee

Operational Cities
Currently present in Karnataka in Bengaluru, Davangere, Dharwad, Gulbarga, Hubli.
Expansion to other states and cities soon

Personal Loan Features
1. Upto Rs 5,00,000 limit
2. Instant money transfer to bank account
3. No bank statement or salary slip requirement
4. 100% paperless process
5. Minimal documentation. No printouts required
6. Flexible loan and EMI amount options
7. Instant eligibility check
8. No security deposit (collateral)

Eligibility
1. Indian citizen
2. Age above 18 years
3. Select cities

Documents requirement
1. PAN number
2. Aadhaar number

How to apply
1. Install Navi App
2. Register using your mobile number
3. Fill your basic details to check your loan eligibility
4. Choose the loan and EMI amount of your choice
5. Complete the KYC with selfie and Aadhaar
6. Enter bank details for money transfer
7. Done

Example
Loan Amount: Rs 50,000
Tenure: 12 Months
Interest Rate : 22% (on Reducing Principal Balance interest calculation)
EMI: Rs 4680
Total Interest Payable: Rs 6,157
Processing Fees (incl. GST): Rs 1,475
Disbursed Amount: Rs 48,525
Reach us at [email protected] for any of your queries.

Operational Cities
• Delhi NCR - New Delhi, Gurgaon, Noida, Greater Noida, Ghaziabad, Faridabad
• Chandigarh
• Maharashtra: Mumbai, Navi Mumbai, Thane, Pune, Nagpur, Ahmed Nagar, Kolhapur, Aurangabad, Nashik, Satara
• Karnataka: Bangalore, Mysore, Udupi, Dharwad, Kolar, Hassan, Mandya
• Tamil Nadu: Chennai, Tiruchirappalli, Erode, Madurai, Vellore, Salem
• West Bengal: Kolkata, Hoogly, Howrah
• Punjab: Amritsar, Ludhiana, Jalandhar, Mohali, Ropar, Bathinda, Fatehgarh Sahib
• Gujarat: Ahmedabad, Vadodara, Valsad
• Telangana: Hyderabad, Secunderabad, Mahabubnagar
• Madhya Pradesh: Indore
• Odisha: Bhubaneshwar, Cuttack
• Rajasthan: Jaipur, Udaipur, Ajmer, Alwar, Kota, Jhujhunu
• Uttar Pradesh: Ghaziabad, Noida, Lucknow, Jhansi
• Uttarakhand: Dehradun
• Bihar: Patna, Gaya
• Jharkhand: Ranchi
• Andhra Pradesh: Visakhapatnam (Vizag), Ananthapur, Chittoor, Guntur, Krishna, East Godavari
• Haryana: Ambala, Karnal, Kurukshetra, Panchkula, Panipat
• Kerala: Ernakulam, Kollam, Kottayam, Thiruvananthapuram, Thrissur
• Pondicherry

Navi Finserv Private Limited (A Non-Deposit taking Systemically Important NBFC registered and regulated by the RBI) is our lending partner and is a Company within the Navi Group of Companies carrying the Navi Brand. Navi App is a platform facilitating the loan transactions between the borrowers and the Navi Finserv Private Limited, an NBFC registered with the RBI.


Our office address is:
Navi Technologies Pvt Limited
3rd Floor, Salarpuria Business Center, 93, 5th A Block, Koramangala
Bangalore - 560095