The CHANGE™ card is so much more than a simple payroll card — it has built-in features that you control.

In addition to your paycheck, you can earn points on the job for the good work you do — things like clocking in on time, not missing a shift, good job performance, working accident free, referring other great workers, and more. As you earn points, you control how and when you redeem them for perks, which include cash back or gift cards to over 75 top merchants in the U.S.

• Get paid faster and more reliably — the pay you earn from your job is automatically deposited to your account on payday.
• Load cash and mobile check deposits (available only with Expanded Use CHANGE card).
• Transfer money, including bank transfers and account-to-account transfers.
• Eliminate check cashing fees. No more paying 1-3% of your paycheck value to access your own money.
• Avoid trips to check cashers and retailers to purchase money orders to pay bills.
• Shop and pay bills anywhere Visa is accepted — in stores or from the convenience of home.
• Avoid the risk of carrying large amounts of cash.
• Access cash at ATMs, at banks via teller withdrawals, or cashback with purchases.
• Gain financial transparency — No bank overdraft or gotcha fees. Ever.
• Integrated mobile app — easily manage your account, check your account balance, track and redeem points, locate ATMs, and more!
• FDIC insured.