See yourself whole


Fun, floating bubbles will help you understand where your money goes. Tap to expand a category and learn dive deeper. You never had a more complete picture of your finances.


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Identify Patterns


Your transactions are here for you to make a sense out of. Large icons with logos help you quickly identify a merchant. Slice and dice into days and weeks to see any pattern.

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Earn Unlimited Cash Rewards*


Start each month with, 1% cash back on all your purchases up to $499. Spend between $500-$999 and earn 1.25%. Earn an unlimited 1.5%** on all your purchases once you reach $1000 in spend that month. Apply the rewards toward your balance at any time.


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Analyze Context


Get the picture, map and logo of your merchant for context. Analyze impact of a purchase in a category as well as track spend on that merchant throughout history. If you added a tip, you’ll see a red heart next to it. Analyzing spend pattern for more context has never been more fun.


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Schedule Payments


Set up autopay and don’t worry about late fees or additional interest charges. Turn the payment dial and see exactly how much you need to pay for minimum, statement and full balance payment. Get notified before the payment is due.


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Visa Traditional Benefits included***. No foreign transaction fees. Absolutely no annual fees.


*Review the Cardholder Agreement Terms and Conditions for comprehensive information on the Citus Digital First Card


**Cash back redemptions are applied as statement credits against the balance on the Citus Digital First Card. Cash back redemptions cannot exceed your card balance. Purchases do not include items returned for credit, or interest and account fees.


***For a comprehensive list and description of the Visa Traditional Benefits, please visit this page https://usa.visa.com/pay-with-visa/cards/visa-credit-cards/visa-traditional-credit-cards.html.


Deserve is a trademark of Deserve, Inc. All Deserve credit cards are issued by Celtic Bank, an Utah-chartered Industrial Bank, Member FDIC.”