Klutch is the first smart credit card that puts information, control and customization in your hands.

Use the Klutch App to automate your finances and life, save and spend smarter. Install the features you like to make Klutch work for you. New features are added every week. Features created by the Klutch team are all open source.

TRACK & CONTROL YOUR FINANCES
- Create monthly budgets
- Quickly analyze spending based on your custom categories
- Track your balance and limits at a glance
- Manage and cancel unwanted subscriptions

PROTECT YOURSELF WITH UNLIMITED CARDS
- Create cards for categories and merchants
- Shield your true financial information with single-use cards to protect you from card theft and fraud
- Easily lock, unlock and close Klutch cards with one click
- Pay with enhanced security and privacy anywhere (in person and online)

CUSTOMIZE YOUR EXPERIENCE
- Automatically update your Google Sheets with our real time integration
- Save time with customized rules using If/Then statements
- Control how and when you pay off your balance
- Set customized spending limits to prevent overcharging and hidden charges


Klutch Credit Card
- No Annual Fee
- 1% Cash Back + up to 6% Cash Back on selected transactions*
- Up to 18% APR
- No foreign transaction fees
- Flexible spending limit



Klutch is a financial technology company. Banking services provided by Evolve Bank and Trust. 650+ credit score and other considerations required for credit approval.



*Klutch runs limited-time promotions with additional cash back on eligible purchases made using your Klutch Card. Select offers will receive the standard 1% cash back automatically plus the bonus cash back on eligible purchases during the offer period. Please see individual offers for specific terms.