"Ruyi Wallet" is a multi-chain hybrid wallet that integrates payment, transaction, and social interaction. The wallet supports the sending and receiving of various cryptocurrencies, and it stores all crypto assets perfectly. At the same time, it provides users with end-to-end encrypted text/image/voice/video communication/location services, as well as two-way encrypted communication services based on AES256.
"Ruyi Wallet'' provides you with a safe OTC (over-the-counter transaction) environment. Through the platform's KYC&AML system, you can easily perform C2C exchanges between mainstream cryptocurrencies, such as Bitcoin, Ethereum, TRON, Wright Coins, and other ERC20 and ERC721 tokens, along with any Fiat currencies.
If you, as a merchant, access our virtual currency payment channel, you can allow your store to accept payments in multiple cryptocurrencies and expand your store’s payment channels. Through the exchange platform in the wallet, you can also easily realize the exchange of legal currency.

The main functions:
1. Wallet
Support centralized and decentralized hybrid mode, support EVM-based blockchain
Cost: Ruyi Wallet's internal account transfer is free forever.
2.Quotes/Trades
Provide real-time market quotations of mainstream cryptocurrencies and DEFI tokens, and support instant trading and limit order trading in DEX mode.
3. OTC (Over-the-Counter Trading)
Need to verify KYC&AML, ordinary users 0 transaction fee to buy and sell virtual assets.
Cost: The advertiser's handling fee is as low as 1%.
4. Merchant payment access
Online payment in a variety of digital currencies, using the latest technology, supporting high concurrency of orders, receiving accounts in seconds, and withdrawing coins in seconds.
5. Point-to-point encrypted communication
Military-grade local encryption technology provides each user with a separate key, single chat/group chat, and supports text/voice/video/red packets/transfer/location services.

“如意钱包”是一款集支付，交易，社交于一体的多链混合加密货币钱包，钱包采用中心化和去中心化双模式，并支持各类加密货币的发送和接收，完美的存储所有加密资产 。同时为用户提供端对端加密的文字/图像/语音/视频通讯/位置服务，以及基于AES256级别的双向加密通讯服务。
“如意钱包”为您提供一个安全的OTC(场外交易)环境，通过平台的KYC&AML，让您可以轻松的进行主流加密货币与法定货币的C2C兑换，如比特币，以太坊，波场，莱特币以及其他ERC20和ERC721的多种代币。
如果您作为商家，接入我们的虚拟币支付通道，可以让您的门店接受多种加密货币的支付，拓展您门店的支付渠道。通过钱包内的兑换平台，您也可以便捷的实现法定货币的兑换。
主要功能：
1、混合钱包
提供中心化和去中心化的混合模式，支持基于EVM的区块链。
费用：如意钱包内部账户互转永久免费。
2、行情／交易
提供主流加密货币和DEFI代币的实时行情，并支持DEX方式的即时交易和限价单交易。
3、OTC（场外交易）
需要验证KYC&AML，普通用户0手续费买卖虚拟资产。
费用：广告商手续费低至1‰。
4、商户支付接入
多种数字币种在线付款，采用最新技术，支持订单高并发，秒到账，秒提币。
5、点对点加密通讯
军事级本地加密技术，为每个用户单独提供密钥，可单聊/群聊，支持文字/语音/视频/红包/转账/位置服务。