First Loan provides an innovative, new loan qualification process that brings cash to your fingertips in minutes!

Obtaining a loan can be difficult, time-consuming, and stressful. If you need cash, you need it quickly. First Loan believes in doing things differently. With our innovative, new loan qualification process, getting a personal loan is easier than ever. It’s super easy! Just input your details and watch the loan offers roll in while you sit back and relax. Then, simply review the offers, pick the best one for you, and get cash in your bank account in a matter of hours!

Thousands of people have used First Loan to receive access to critical funds they need to pay bills, buy gas, or make rent. And now, we’re ready to help you, too! Whether you need a personal loan, payday loan, or cash advance, we have the proper resources to make sure that you meet all your financial obligations.

How It Works

1. Input Your Details
Let’s get to know each other! Tell us a little bit about yourself so that we have all the information necessary to provide you with the loan offers that suit your needs. We use this information to do all of the leg work for you.

2. We Work for You
Once we have all your information, we can get to work on your behalf and get the best loan offers at the lowest financing rates. You have plenty to do in your everyday life, so work smarter, not harder. We’ll browse the market for the best rates and terms so that when it comes time to review your offers, you’ll be looking at the very best that the market has to offer.

3. Offers At Your Fingertips
When we start looking for the best personal loans for you, we always deliver. In a matter of hours, you’ll have lenders lining up to provide you with personal loans, payday loans, emergency financing, and other financial assistance. This is what sets First Loan apart—we make our lending partners cater to our applicants.

4. Select Your Loan
Now that you have the best lending partners in the market ready to serve you, all that remains is for you to take your pick! Browse the personal loans that we have presented to you and pick the best option that suits your specific needs. Our results are custom-tailored to you. So, really, you can’t go wrong!

OUR MISSION

We’re helping level the playing field by making it easier for our customers to pay their bills and meet their financial obligations, even when financial hardship comes along. With only a few minutes of your time and a little bit of info, we work with our industry-leading lending partners to deliver the best loan options right to your fingertips.

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APR rates range from 5.99% to 35.99% maximum APR for qualified customers. Repayment terms from 3 months to 36 months. This number will be set by your lender, and you will be notified of the final number before accepting the loan terms. We are not a lender and do not have the ability to disclose exact APR.

If you borrowed $5,000 over a 48-month period and the loan had an 8% arrangement fee ($400), your monthly repayments would be $131.67 with a total payback amount of $6320.12, which, including the 8% fee paid from the loan amount, would have a total cost of $1720.12. Representative 18.23% APR.
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