1.WHO CAN APPLY A LOAN WHEN IN NEED OF LENDINGX?
- Any Filipinos in the Philippines and 18+ years old.
- At least 1 valid ID and a phone number.
- Acceptable Valid IDs: Philhealth ID/ UMID/ SSS/ Pass Port/ PRC ID/ GSIS ID/ Voter's ID/ Postal ID/ Driver License etc. ( You can choose one of the above id types.)
2. OUR CORE FEATURES AND STRENGTHS IN THE ONLINE LENDING SECTOR
• At Flip Cash, no mortgage required. You only need to use one mobile phone to apply for a loan with a valid ID card;
• Principal: Irregularly increase the amount: If you pay back on time, the system will automatically record your repayment history, these records will be used as a basis for increasing your quota. Let your quota continue to increase;
• Application: At Flip Cash, following the 2 simple steps, you can get the cash you need,. download the application, select the quota, submit the data, approve and publish;
• Verification: we offer quality and good service, and you can complete the application on the phone in 1 steps or less. Soon, you may receive a call asking them to provide updates from our team.
• Payment: Receive payment from our partners as soon as possible.
Repayment convenience: Repayment can be done through online banking, Minimarket(7-11, MLhuillier), bank transfer, e-wallet(Gcash, Paymaya and Grabpay, CLiQQ etc.)
3.LOAN RATES AND FEES - Low Interest Rates & Longer loan periods
We have the right loan product for your needs.
• Loan Amounts: Up to ₱1,000.00 - ₱30,000.00
• EFFECTIVE APR: 34.68%
• Late fee: Base on outstanding amount due
• Tax (DST & GRT): 1.5%
• Minimum repayment period offered = 91 days
• Maximum repayment period offered = 120 days
For example, if you choose a 90-day loan limit of ₱10,000, your loan detail is as follows:
Principal ₱10,000
NET PROCEEDS OF LOAN ₱10,000
Interest due on maturity ₱855 (₱1,0000*90*0.095%=₱855)
Total amount repayable on maturity ₱10,855(₱10,000*34.68%*(90/365) +₱10,000=₱10,855)
EFFECTIVE DAILY INTEREST RATE(Interest and Other Charges include) :0.095%
EFFECTIVE APR (Interest and Other Charges include) :34.68%
4.LIMIT GROWTH
Keep your repayment on time. Enjoy our long-term limit growth, up to ₱30,000.
5. HOW TO REPAY THE LOAN?
Visit any branch of the following:
• 7-Eleven,
• G-Cash
• SM / Robinsons Department Store and Supermarket
• M Lhuillier
You can pay the loan in full or in part at any time before the due date.
* Easy loan-repayment plans enable you to pay in time.
6.Privacy and Permissions
Your privacy is very important to us. Your personal information will never be shared without your direct and explicit permission.
To verify your identity, we require the following app permissions:
Location Access - To auto-verify your address.
Contacts Access - To easily nominate your contact references.\
Camera Access - To scan your IDs to complete ID verification
->ABOUT US
Flip Cash is an online lending app provided by Prima Fintech (Philippines) Lending Cooperation. SEC Registration No. CS201951100. CA No. 2917. We strive to provide better lending service to Filipinos
Flip Cash is a quality convenient and secure financial services platform for Filipinos. Get loans anytime, anywhere - whenever and wherever you want.
Still, feeling uneasy about the mortgage of a capital peso lending peso? Dating money is not enough! Want to change your phone? Nothing to worry about now, Flip Cash can solve all your problems for you.
Frequently Asked Questions
Email:
[email protected]
Working time: 9:00 am - 5:30 pm
Company address:north penthouse unit, Marajo Tower 312 26th Street Corner 4th Avenue, Fort Bonifacio Taguig City, Fourth District, Philippines
Please visit https://primafintechphilippines.com/ for the latest updates to the FAQs