Rate is a next-generation mortgage app that syncs your home, financial and personal wellness to spark a more balanced life. By combining cutting-edge technology and AI, we simplify the mortgage process so you can navigate life's biggest milestones with confidence.

With Same Day Mortgage approvals and a seamless digital platform, Rate empowers you to move quickly—whether you're searching for homes for sale or closing on your mortgage loan. You can also connect with world-class loan experts who will guide you every step of the way.

Key Features:
• Apply in minutes for a mortgage, refinance, personal loan or a Home Equity Line of Credit
• Crunch the numbers with our mortgage calculator
• Browse houses for sale with home search
• See your home’s estimated value with our simple home equity calculator
• Access your credit score once you apply for a loan
• Keep track of the entire loan process through our Loan Center
• Connect with your dedicated mortgage advisor for support every step of the way
• Get quotes for home insurance, auto, umbrella, flood insurance and much more
• Access financial resources and FAQs
• Improve well-being with expert-coaching spanning fitness, nutrition, yoga, mindfulness, sleep and more

Rate Personal Loans:

Loans are made by Rate, Inc. (NMLS ID 2611). You must be 18 years of age or older (19 years of age or older in Alabama). To qualify, a borrower must be a US citizen, a permanent resident, or a non-permanent resident in the US on a valid, long-term visa. You must meet our minimum requirements established for this offer including, but not limited to, credit history, debt-to-income ratio, and application information. Your actual rate depends on your requested loan amount, loan term, creditworthiness, and a variety of other factors. Repayment options range from 1 – 5 years. Loan amounts range from $4,000 - $50,000. Standard fixed rates from 8.99% to 19.99% APR. With a 0.25% autopay discount established at loan origination with an automated monthly debit from a qualifying deposit account for repayment, standard fixed rates range from 8.74% to 19.74% APR. Rates and loan amount may differ due to state-specific requirements and may impact your ability to qualify for a loan. Limitations: FL, ME, NC, TX, VT, PA, and CT (rate); IL, MA, CA, RI and NM (amount); OH (duration). The lowest rate advertised is reserved for the most creditworthy borrowers. Advertised rates and terms are current as of 01/13/23 and are subject to change without notice. Loan proceeds cannot be used for post-secondary education expenses or to purchase cryptocurrency or securities. Personal loans are only available in AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, IL, IN, IA, KS, LA, ME, MA, MI, MD, MN, MO, ND, NC, NH, NJ, NM, OH, OK, PA, RI, SC, TN, TX, UT, VT, WA, and WY as of 01/13/23. Loan applications outside of these states will not be accepted at this time. To qualify, a borrower must be a US citizen, a permanent resident, or a non-permanent resident in the US on a valid, long-term visa.

© 2025 Guaranteed Rate, Inc. All rights reserved. NMLS License #2611 3940 N. Ravenswood Ave Chicago, IL 60613 The company name, Guaranteed Rate, should not suggest to a consumer that Guaranteed Rate provides an interest rate guaranteed prior to an interest lock.

Refer to rate.com/personal-loans, rate.com/HELOC, and rate.com/home-valuation for important eligibility requirements and restrictions. Not all products are available in all states. Refinancing your mortgage may increase costs over the term of your loan. Guaranteed Rate, Inc. d/b/a/ Rate (NMLS #2611) has financial interest in Rate Insurance, LLC. You are not required to use Rate Insurance. All applicants are subject to credit and underwriting approval and not all applicants will be approved. Talk to a Rate loan officer for more information. Go to www.nmlsconsumeraccess.org for licensing information.