Brighty is one app that centralizes saving, paying and earning via cryptocurrency.

- Save, manage and transfer your money both in fiat and in stable cryptocurrencies. Link cards and pay using your crypto's or fiat—it's your choice—and benefit from instant conversions between them. Earn daily rewards in Brighty's Earning Vaults.

- Open accounts with European IBANs in Euro, Dollar, and stable cryptocurrencies (e.g. EURT, USDC, USDT).

- Exchange instantly between fiat and stable cryptocurrency accounts at low markup. Exchange between corresponding fiat and stablecoins (e.g. EUR ↔ EURT) at a 1-to-1 rate.

- Open Brighty cards, link, and pay using both fiat or stable cryptocurrency accounts. Control your card by freezing and setting limits.

- Open stable cryptocurrency Earning Vaults, top them up to the minimum balance of 100 EURT or 100 USDT, and enjoy earning in your sleep, with rewards paid daily, at the average annual earning rate of 8%."