Changing the way you pay.

CMO is available for download on any smart device, and facilitates your payment method no matter what mobile platform you use it on.

The CMO Mobile Payment application is a service that:

-Lets you pay your bills simply by using your mobile phone
-Links your mobile number to an existing bank account (whether it’s your current account or actual card), and transforms your mobile phone into a secure payment tool
-Allows you to request a One-Time-Password (OTP) via the application itself or via SMS
-Provides a list of participating CMO merchants
-Updates you with the latest news and offers available


CMO is:

Easy to use - Easily accessible and simple to use when making payments
Secure - The One-Time-Password “OTP” ensures payments stay safe and secure

An application only you control
CMO requires you to get a One-Time-Password “OTP” that must be entered before making a purchase. This OTP prevents any unauthorized access or payments made to your account.

An application that exposes nothing
When you link the your mobile number to an existing bank account or card, the account or card information never appear on the phone screen. Your private data stays private.

How it works:

When making a payment using CMO, you will be prompted to provide an OTP to authenticate the transaction.
You can request an OTP from the CMO application itself.
Once an OTP is received, the merchant you are shopping at uses it to authenticate the payment and the transaction is successfully processed.