LoanCepat is a loan product under NBFC-VARAHI DIAMONDS AND FINANCE LIMITED. VARAHI DIAMONDS AND FINANCE LIMITED is an NBFC officially registered with the Reserve Bank of India, which can provide online personal loans that meet RBI standards.

LoanCepat - Instant Personal Loan app Online that offers instant loans online starting from ₹ 2,000 up to ₹ 8,000,000. Apply for an instant loan and avail up to ₹ 8,000,000 direct cash transfer to your bank account

Loan amount: From ₹2,000 to ₹8,000,000
Interest rates: From 2% to 29.00% per annum
Tenure: 91 days to 12 months

LoanCepat is an instant personal loan application & credit platform for across India, where one can apply for personal loan online & avail up to ₹8,000,000 as direct cash transfer to Bank Account.

LoanCepat - Instant Cash Loan is a platform facilitating the loan transactions between the borrowers and the NBFCs/Banks. All loan applications are approved and sanctioned by NBFCs/Banks registered with RBI and communicated upfront during Loan application.

What is LoanCepat?
LoanCepat is a fast, secure, reliable, and free app, available in India. We make getting a personal cash loan easy and fast: download the app, answer a few questions and get instant cash loans approved in under 5 minutes.

Example of the total cost of the loan Amount:
+ Credit ₹5,000 at an APR of 12% (per annum) with a tenure of 91 days
+ Interest of loan = ₹5,000 x 12 %/ 365 x 91 = ₹150
+ Total loan amount disbursed will be credit is ₹5,000
+ Total loan amount to repay will be ₹5,150 (₹5,000 + ₹150)
+ Monthly repayments of ₹1,717

Eligibility:
+ Indian Resident.
+ Source of a monthly income.
+ 20-60 years old.

Easy-to-Apply Process
+ Download the LoanCepat App
+ Provide basic details & check your eligibility in 2 mins!
+ Choose your loan amount & repayment tenure
+ Complete your verify
+ Get the money transferred directly to your Bank A/c in a few hours!

LoanCepat - Instant Cash Loan Features :
1. 100% Online process/B
2. Fund safety, protected by advanced server
3. Loan transfer via bank

Our Instant Loans are safe:
Your data is transferred over a secure HTTPS connection, and we do not share it with anyone without your consent. All the transactions are secured via 256-bit SSL encryption.

About us
Please contact our online service for help:
Customer Service Email : [email protected]
Working hours : 9:00 am – 19:30 pm (Monday - Saturday)
Address ：FIRST UGARSAIN New Delhi, Delhi, 110018