Pera Aid is the trusted loan product when you are in need of quick cash. Our convenient and fast online loan service is designed to turn your dreams into reality, whether you need funds for emergencies, tuition fees, groceries, and more. With flexible repayment terms and no collateral required, our secure and efficient process ensures quick loan approval in minutes, eliminating the need to wait in lines.

Introduction of Product:
Loan Amount: ₱5,000 - ₱100,000
Loan Term: 91 days (shortest, including renewal) - 365 days (longest, including renewal)
Annual Interest Rate (APR): Maximum interest rate is 29.20%

Loan case sample:
If you apply for ₱5,000 with a term of 150 days (5 months), the annual interest rate (APR) is 29.20%, then you will need to repay as following:
Disbursal amount in hand: 5,000
The total interest fee: 5,000*29.20%*150/365=600
Total amount to repay at due date: 5,000+480=5,600
Monthly repayment: 5,600/5=1,120

What requirements do I need to qualify?
Only for Filipino citizen
18 years old or older
Has 1 government-issued ID

What is the application process?
1. Download Pera Aid in AppStore and install on your mobile phone.
2. Fill out the simple forms to proceed with the loan.
3. Get approved in seconds.
4. Money released into your chosen account immediately after approval.
5. After repayment, you can re-loan with a higher amount.

Safety:
We take your privacy very seriously. Your data is safe with us. It is transmitted to us over a secure HTTPS connection and we will not share it with anyone other than the lender without your consent. All transactions are secured using 128-bit SSL encryption.

Customer care
Email: [email protected]
Address: Unit 905, 9th Floor Cityland Herrera Tower 98 V.A. Rufino corner Valero Streets, Salcedo Village Makati, Metro Manila, 1227 Philippines