Dana Lokal
Dana Lokal is a professional loan service application registered with the Indian financial regulatory authorities, focusing on providing standardized and transparent high-value funding solutions for Indian individuals and small and micro enterprise users.

Core product parameters
loan amount
The platform relies on a stable funding supply system, with a maximum loan limit of up to 9,800,000 rupees per transaction, accurately matching the medium and large capital needs of small and medium-sized enterprises for production turnover, individual merchants for expanding operations, individuals for long-term education investment, and family asset optimization allocation, comprehensively covering multiple scenarios for compliant use of funds.
repayment term
Targeted setting of a flexible repayment cycle gradient of 180-360 days, supporting users to customize personalized repayment plans based on their own capital flow rhythm and project cycle progress. This can meet short-term liquidity replenishment needs and adapt to long-term project capital occupation planning, effectively optimizing the structure of users' capital costs and repayment pressure.
Interest rate standards
Strictly following the market-oriented pricing principle, the standard daily interest rate of 0.07% per day (equivalent to an annualized interest rate of 25.2%) is implemented, and this interest rate level has been publicly announced throughout the platform homepage and application page.

Service Advantages
Efficient process
Equipped with advanced digital intelligent risk control system, it realizes online closed-loop operation of the entire loan process: after users complete real name authentication, qualification material upload, and credit verification through the app, they can submit loan applications in real time. The system uses multi-dimensional data cross validation technology to complete rapid review, and the review results, credit limit evaluation, and loan disbursement progress are all synchronized to the user's end in real time, which can quickly achieve the receipt of funds on the day of application, greatly improving the efficiency of credit services.
professional customer service
Establish a dedicated customer service team consisting of financial compliance experts and service specialists, and users can access them at any time [email protected] The customer service team promises to provide professional and compliant targeted answers and service support within 24 working hours for inquiries about loan policy details, application process progress, repayment plan adjustments, and overdue handling plans through email.
Compliance assurance
Registered address of the operating entity: Monarch House, Nr. Ishwar Bhuvan Cross Road, Nr. Commerce Six Road, Navarangpura, Ahmedabad Gujarat 380009 India。
Dana Lokal has always focused on professional compliance as its core competitiveness. With a transparent product system, efficient service processes, and solid compliance guarantees, it provides reliable large-scale credit services to Indian users, fully supporting personal growth and the stable development of small and micro enterprises.