If you are looking for a one-stop solution to manage your Najm credit cards, Najm Online offers you a variety of features that are convenient and easy to use.

MAKE PAYMENTS INSTANTLY
The new and improved app allows you to:
- Pay for your Najm credit cards directly from your bank
- Schedule and issue your utility bill payments for Etisalat & DEWA
- Change your PIN securely
- Activate your card instantly

MANAGE YOUR ACCOUNT
Using Najm Online will enable you to:
- Access information on your cashback vouchers
- Get real-time updates on all your accounts
- View all your unbilled transactions
- Check your account balance instantly
- View your account statements
- Update your personal information
- Download your credit card statements, transaction details and payment receipts

SERVICES MADE EASIER
From the comfort of your home, you can apply for:
- 0% Easy Payment Plan (EPP)
- Loan on Phone (LoP)
- Balance Transfer (BT)
- Credit limit increase
- Supplementary cards
- Direct Debit option for your credit card payments
Download Najm Online now and start managing your credit cards from anywhere in the world.