💡 Introduction
Fully online application, fast approval and disbursement, and considerate repayment reminders provide you with stable and convenient financial support to meet your funding needs.

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💰 Loan Product Details
Flexible loan options to meet your different financial needs:
- 💸 Loan Amount: ₱2,000 to a maximum of ₱60,000
- 📈 Annual Interest Rate: maximum 18%, with full fee transparency
- 🕒 Loan Term: 91 to 180 days, with multiple term options
- ⚡ Fast Disbursement: Funds are transferred to your e-wallet or bank account within 1 hour after approval
- 💳 Repayment Methods: Supports GCash, Maya, bank transfer, and more

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🌟 Why Choose Us
🔄 Flexible Amounts & Terms
Choose from various loan limits and repayment periods that fit your financial goals.
🧾 Transparent and Fair Fees
All charges are clearly displayed before you confirm your loan, no hidden fees, ever.
⚙️ Simple and Fast Process
Complete your loan application in just 3 easy steps. 100% online, no collateral required.
💬 Responsive Customer Support
Our support team is available 7×12 hours to assist you whenever needed.
🔒 Secure and Reliable
We use advanced data encryption to protect your privacy and information throughout the process.
🌱 Build Your Credit
Make on-time repayments to improve your credit profile and unlock higher limits and better rates.

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🚀 How It Works
Step 1️⃣: Download & Register
📱 Download the app from the official store and register using your Philippine mobile number.
Step 2️⃣: Submit Your Information
🧾 To complete your credit evaluation, please provide the following valid details:
- A clear government-issued ID (e.g., Driver’s License, UMID, or Passport)
- Facial recognition for identity verification
Step 3️⃣: Quick Review
⚙️ Your application will be automatically reviewed in minutes.
Step 4️⃣: Receive Your Funds
💰 Once approved, the money will be sent directly to your chosen account.

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📊 Loan Example
For example, if you borrow ₱20,000 for 120 days at a daily interest rate of 0.05% (APR = 18%):
- 💵 Total Interest: ₱20,000 × 0.05% × 120 = ₱1,200
- 💰 Total Repayment Amount: ₱20,000 + ₱1,200 = ₱21,200
- 📆 Installment Payment (4 terms): ₱21,200 ÷ 4 = ₱5,300 per term

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🔐 Privacy Protection
Your privacy and data security are always our top priorities:
- 🧩 Data Encryption: Bank-level encryption ensures safe data transmission and storage.
- 🙈 Strict Confidentiality: We will never disclose your personal information to any third party without your consent.
- ⚖️ Legal Compliance: We operate in accordance with Philippine laws and regulations to safeguard your data rights.

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💁 Customer Support
If you encounter any issues while using the app, we’re here to help:
- 💬 Online Support: Contact us anytime through “Mine → Online Services” in the app (available 24/7).
- 📧 Email Support: [email protected]
- 🕘 Service Hours: Monday to Sunday, 9:00 AM – 6:00 PM

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🏦 About Us
BHESPREN LENDING CORP. is a duly registered and licensed fintech company in the Philippines, dedicated to providing secure and accessible financial services.
- Registered Address: 80 P. Campos Avenue Zone 4 4114 Dasmarinas
- Company Registration No.: CS200817492
- Authorization Certificate No.: 325