epara – Your Smart Card for Rewards, Freedom & Control

Redefine your money management & spending experience with epara cards - designed to give you more benefits, more freedom and more control over your money.
With epara, virtual and physical cards enable effortless payments, free withdrawals, and automatic rewards. epara cards make everything easier.

Why Choose epara? With epara cards you:
• Get rewarded on every payment with your epara card.
• Withdraw with your physical card at any ATM in Albania without fees – 0% commission.
• Pay anywhere, anytime – Shop online or tap-to-pay in-store with ease.
• 2 currencies, 1 card – Manage LEK & EUR balances in a single wallet with instant currency exchange.
• Secure payments – Safe transactions online and in-store, powered by Mastercard.
• Track everything in one app – Monitor transactions, manage limits, stay in control 24/7.

Have a business? Epara works for you too
Accept payments faster and easier with epara:
• Generate QR codes or payment links for instant transfers from your customers
• Track every transaction & give your team access tailored to their role
• Withdraw your earnings at BKT ATMs real time, with 0 commission

epara is Perfect For:
• People who love earning rewards on daily payments
• Anyone who wants free ATM withdrawals across Albania
• Online shoppers and subscription users
• Businesses looking for modern, fast, and secure payment solutions
• Anyone who values commodity, speed, and control

epara – Your Free Digital Wallet | Powered by BKT
More rewards. More freedom. More control.