The Phalod Microcare Foundatio is designed to serve both new and existing users. New users can register directly through the app, while existing users can log in to view their digital passbook, which provides a complete record of transactions and payment histories.

A key feature of the app is the installment tracker, which allows users to monitor their payments. This feature gives a clear view of both upcoming and past installments, helping users stay on top of their financial obligations. The app also includes an EMI calculator, enabling users to estimate their monthly payments and plan their finances with ease.

Additionally, the app offers a secure document upload feature. Users can submit important documents, directly from the app, ensuring their profiles remain updated. While profile details cannot be edited in the app, the document upload functionality ensures all necessary paperwork is efficiently handled.