Zowo application helps individuals and families to increase their financial wealth. It enables families and couples to have healthy conversations about finances and achieve their financial goals without any tension.

What is the difference from other budget trackers?

No strict budgeting. Spend more on things you love and less on things you don't need. This trains consciousness and good spending habits and also increase happiness.

How can it help to achieve long-term goals?

It helps to track money burn rate and savings rate. With that in mind, you can model your wealth, including all future purchases (houses, cars) and future incomes (dividends, money from assets).

Why it's free?

We just launched our app. We will keep this app free for first adopters.

Key features:
Multiple accounts (wallets)
Accounts sharing (for couples or families)
Analysis of your income/expenses by categories or by nature of spending (must, need, want)
Forecasting future wealth, planning big expenses
Tailored UX, beautiful designs
Imports/Exports
Multiple devices support
Works offline

Unline our competitors like Spendee, Wallet, and others Zowo application has a more advanced technical foundation:
Offline works same as Online
You can have the app installed on multiple devices without any chance of collisions.