HYPO ELBA-pay App - Pay with your smartphone! The HYPO ELBA-pay app puts every card in your pocket. Simple login (PSD2 compliant) with password and pushTAN, fingerprint login also possible.

HYPO ELBA-pay offers you:
• The use of the digital ATM card (debit card): simple and convenient payment or at ATMs * Eliminate cash.
• The ZOIN function: straightforward sending of money to a mobile phone number.
• The integration of customer cards: quick addition on the smartphone.

Requirements for using ELBA-pay:
• Online / Mobile Banking (My ELBA) disposer with activated pushTAN
• Active debit card (ATM card)
• an NFC-enabled smartphone with an Android operating system of the last 3 versions

Digital debit card (ATM card)
With HYPO ELBA-pay, you can pay at any contactless cash register terminal worldwide or fix it at ATMs * - as you know it from the conventional debit card (ATM card). This is done with the help of "NFC" (Near Field Communication).

ZOIN
With the ZOIN function you can easily send and receive money from HYPO ELBA-pay. And even without knowing the respective account details. The contacts in the address book are sufficient for a transaction.

customer cards
You can also add customer cards to your HYPO ELBA-pay app. The checkout staff then scans the customer card shown in the app using a barcode and you enjoy the same advantages (discounts, discounts, collecting points, etc.) as with your physical customer card.