Xtra App is your fast and secure way to get an online loan of up to BGN 10,000 / €5,113.07 and manage your finances whenever and wherever you want. Perfect for your dynamic lifestyle - with the Xtra App, you apply for, receive and service a loan entirely through your phone, without wasting unnecessary time.



1. Online loan application


• You choose an amount and payment period up to BGN 10,000 / €5,112.92
• You sign the contract digitally after being approved.
• The money arrives in the way you choose.


2. Easy installment management


• You see your repayment plan and your upcoming installment.
• You receive notifications about upcoming and completed payments.
• You can make payments at any time

3. Various packages


• Total: With a Total package you get all the advantages of Xtra. You claim up to BGN 10,000 / €5,112.92 with maximum protection. No cost of fees, possibility of additional amount in the account, free certificates, early repayment calendar, deferment of installments and change of maturity date.
• Multi: Basic insurance package, toll tariff discount, early repayment calendar availability, installment deferment option.
• Basic: No additional extras.


4. Exclusive promotions in Xtra App


• Take advantage of a 5% interest discount on your first Xtra App loan with the Total package*
• When applying for a loan with a selected Multi or Total package, you can choose a date for your first maturity only after 45 days.


5. Security and convenience


• Protection of personal data and biometric identification during registration.
• 24/7 support and quick connection to the Xtra team when needed.


Why choose Xtra App?


• Fast process: From request to receiving your money, it is only a few clicks away.

• Intuitive interface: Designed to be comfortable and easy to use by any user.

• Real-time notifications: Track the status of your request, important payment dates and promotional offers.


How does it work?


1. Install Xtra App
2. Register or log in to your existing account.
3. Take advantage of the promotional conditions when applying for a loan.
4. Upon approval, sign your contract digitally and receive the money within minutes.


Who is the Xtra App for?


• For anyone who wants a quick and secure solution when needing additional funds.

• For people looking for transparent terms, easy application and convenient repayment plans.

• For those who value their time and prefer to manage their finances entirely online.


Download the Xtra App today and enjoy more freedom in managing your money!


Financial example:

The possible period for using a loan is from 3 to 36 months, and the maximum APR that can be reached is 63.21%. It is determined in accordance with Art. 19 para. 4 of the Consumer Credit Act.


With an Xtra loan without insurance in the amount of BGN 500 (EUR 255.65) for 5 months, with a fixed APR of 25.30%, APR of 59.34%. If you choose a Package with additional Basic services, a fee of BGN 30 (15.34 euros) is due, which is included as an expense when forming a GPR. Total amount due at the end of the loan period - BGN 565.61 (EUR 289.19) payable in 5 repayment installments, of which the smallest is BGN 94.73 (EUR 48.43) and the largest is BGN 137.05 (EUR 70.07).

© 2025 Xtra and www.xtra.bg is a trademark of Maxo Bulgaria AD, EIK 204611425. The company is entered in the Register of Financial Institutions under Article 3a of the Law on Credit Institutions, maintained by the Bulgarian National Bank under number BGR00385. © 2025 Xtra and www.xtra.bg is a trademark of Maxo Bulgaria AD, EIK 204611425. The company is registered in the Register of Financial Institutions under Article 3a of the Law on Credit Institutions, maintained by the Bulgarian National Bank under number BGR00385.