Mobile application "Credit rating - BKI online" - check your credit rating online! Financial literacy and control over credit history are becoming integral parts of every person’s life.
The "Credit Rating - BKI Online" application was created for those who want to easily and quickly check their credit history, order a credit report for an individual and receive recommendations on improving their financial status.
Main functions of the application
Checking your credit history
One of the key features of the application is the ability to instantly check your credit history. The user will be provided with a list of credit history bureaus (BKI), where any citizen of the Russian Federation can obtain their credit history free of charge 2 times a year, which contains a full report on loans, payment discipline and current credit rating.
Ordering a credit report for another individual
The application also allows you to order a credit report for any individual, for example, when renting an apartment, hiring or concluding financial transactions.
Tips to Improve Your Credit Score
For those who want to improve their financial profile, the app offers recommendations to improve their credit score. These include paying bills on time, reducing your debt load, using credit limits wisely, and other useful tips.
Complete information about the work of credit bureaus and credit histories
The app also contains an educational section where users can learn how credit bureaus work, how credit reports are generated, and what factors influence their content. This will help you better understand your financial reputation and avoid mistakes when conducting credit activity.
Advantages of the mobile application
• Convenience and speed – access to information in a few minutes without visiting banks and bureaus.
• Reliability and security – data is protected by modern encryption methods.
• Accessibility – the simplicity of the interface makes the application understandable even for untrained users.
Controlling your credit history is an important step towards financial stability. "Credit rating - BKI online" allows you not only to monitor your rating, but also to take timely measures to improve it. Install the app today and manage your financial reputation with convenience and confidence!