You who are a customer of Carto can replace your physical (plastic) cards with this application and make payments with QR Code using your virtual cards.
Check your card balances in real time and generate a QR Code for payment in the network of accredited merchants.

How it works:

When making a payment, you access the Carto Private Virtual app, choose one of your cards, enter a value and generate the QR Code. The shopkeeper types the same amount on his machine and instead of you swiping your physical card, just show the QR Code to the machine's camera and your payment is made. That simple.