🏦 CidaPay – Money comes in, life moves forward.

💡 About the app

CidaPay is the digital credit platform that combines technology, security, and practicality to transform your financial experience.

With intelligent design and premium usability, the app allows you to simulate FGTS (Brazilian employee severance fund) and payroll loans, compare rates in real time, and contract the best option — all in a 100% digital, fast, and bureaucracy-free way.

⚙️ Main features

🧠 Intelligent simulation: visualize the best FGTS and payroll loan options in seconds.

📊 Real-time rate comparison: find the best offer among several partner banks.

🔐 Secure contracting: finalize everything online, with digital signature and data protection.

⏱️ Available 24/7: consult and contract whenever you want, without depending on banking hours.

📱 Modern interface: fluid experience, premium visuals, and intuitive navigation. 💰 Credit Information

Type of credit offered: FGTS (Brazilian Severance Indemnity Fund) and Payroll Loan

Minimum repayment term: 12 months

Maximum repayment term: 96 months

Annual Effective Rate (AER): up to 26.5% per year

Monthly interest rate: from 1.5% per month, depending on profile and partner bank.

📈 Representative example:
For a loan of R$ 5,000.00, with payment in 48 monthly installments of R$ 160.00, the total cost will be R$ 7,680.00, considering a rate of 2.2% per month (AER of 29.4% per year).

🔎 CidaPay does not grant credit directly.

Simulations and contracts are carried out by banks authorized by the Central Bank of Brazil.

The app acts solely as a technological intermediary, facilitating access to credit offers and simulators from partner financial institutions.

🌐 Why choose CidaPay?

At CidaPay, every detail is designed to deliver trust, speed, and innovation.

Our technology connects you to the best credit opportunities, with total transparency, human support, and a 100% digital process.

More than a credit app, CidaPay is a new way to connect with your money.

💬 Our purpose

We believe that credit is a means—not an end.

It's what makes it possible to realize plans, balance accounts, and take the next step.

Because when money comes in, life moves forward.

🔐 Privacy Policy

Access our full policy at:

👉 https://www.cidapay.app/politica-de-privacidade.html

🚀 Download now

Discover how simple, fast, and secure it is to manage your credit with Cidapay — the smart way to obtain digital credit in Brazil.