The Conquista+ App is intended for contracting the Rural Oriented Productive Microcredit product - Pronaf B, from Caixa Econômica Federal and brokered by the company CACTVS. Pronaf B is a line of credit aimed at small rural producers classified in group B of the National Program for Strengthening Family Farming (Pronaf). This modality aims to promote family farming through accessible financing and with facilitated conditions.
Main features:
Target audience: Family farmers and ranchers, quilombolas, riverside communities, indigenous people, artisanal fishermen, artisans, among others, with an annual gross income of up to R$50,000, according to Pronaf criteria.
Credit amount: Up to R$15,000 per CPF, depending on the client's classification, and up to R$35,000 per family unit and per agricultural year.
Interest rate: 0.5% per year, one of the lowest on the market.
Purpose: It can be used for agricultural and investment activities and non-agricultural activities, such as rural tourism, handicrafts, or any initiative that generates income in rural areas.