Processing request application for anticipation of receivables between suppliers and employees and their contractors. Universal Bank does not carry out any private activity of financial institutions. These operations are carried out through partners authorized by BACEN. We are a banking correspondent of the financial institution CELCOIN INSTITUAÇÃO DE PAGAMENTO S.A. that operates through a technological integration solution via BaaS offering financial payment services, including the opening and management of payment accounts, PIX, Payment Transaction Initiation, issuance of electronic currency, processing and settlement services, issuance of credit instruments, among others.