*This app can be used by customers who have already opened an account.
*You can apply to open an account online or from the CHEER Securities app.

"Omakase Management" is a discretionary investment management service by robo advisor provided by Money Design Co., Ltd., which operates an investment management business.
We construct a portfolio based on the asset management policy determined to be optimal for the customer and automatically manage it.
Through a discretionary investment contract, Money Design will manage funds on your behalf.


[Characteristics of automatic operation]
1. Compatible with new NISA
Just by transferring money from your deposit, automatic asset management using the NISA growth investment limit will begin.

2. Diversified investments around the world on your behalf
You can make diversified investments in various assets around the world starting from 500 yen.
With automatic management, we invest in ETFs through investment trusts. Our final investment destinations span regions and countries around the world.

3.Suggest the most suitable portfolio for you
Build the perfect portfolio for you just by answering simple questions! We combine funds (investment trusts) with three functions.
・Management growth fund (mainly global stocks)
・Automated management income fund (mainly global bonds)
・Management inflation hedge fund (centered on real assets around the world)

4.Efficient smart beta operation
Try to capture not only profits that are linked to market movements, but also profits that come from other factors (for example, objective fundamental indicators [corporate profit, sales, various stock indicators (PBR/PER)], etc.) An operational method that
Returns come from taking some risks.
In addition to the returns obtained by taking the risks of the entire market, we aim to efficiently improve returns and reduce risks by appropriately combining risks arising from other factors.

5.Use AI to reduce risk
It inputs an index that indexes market sentiment obtained from text information about various assets and market data, and uses machine learning to determine whether each stock or asset class will decline significantly after a certain period of time.
We aim to reduce the risk of portfolio decline by using this information in portfolio construction.

6.All troublesome maintenance is automatic
After operations begin, all necessary maintenance for asset management will be performed automatically.
・Adjustment of investment destinations according to market changes “Reallocation” and “Recreation”
・“Rebalancing” adjustment of investment allocation that has changed due to market movements
・Reprofiling: Adjustment of portfolio according to customer changes such as age

7. Build assets without worrying about timing with Tsumitate (regular automatic purchasing service)
If you find it troublesome to purchase items yourself every time or don't know when to purchase them, please use "Tsumitate".

■About risks etc.
・When buying and selling listed securities, etc., please be aware of fluctuations in stock prices, interest rate levels, foreign exchange rates, real estate prices, commodity prices, etc., as well as the backing of investment trusts, investment securities, depository receipts, beneficiary certificates of beneficiary certificate issuing trusts, etc. The prices and appraised values ​​of stocks, bonds, investment trusts, real estate, renewable energy power generation equipment, public facility operating rights, products, covered warrants, etc. (hereinafter referred to as "backing assets" (*1)) There is a risk that losses may occur due to fluctuations in the prices of listed securities, etc.
・If there is a change in the business or property status of the issuer of listed securities, etc. or the guarantee company, etc., or if there is a change in the business or property status, etc. of the issuer of the underlying assets or the guarantee company, etc. There is a risk of losses arising from fluctuations in the prices of listed securities, etc.
*1 If the underlying assets are investment trusts, investment securities, depository receipts, beneficiary certificates of beneficiary certificate issuing trusts, etc., the final underlying assets are included.
・Investment trusts are subject to losses due to a decline in the base value of the investment trust due to fluctuations in the prices and valuations of the stocks, bonds, investment trusts, real estate, products, etc. or reference indexes in which they invest. Yes (risks vary depending on the product).
・When trading in fund wraps (mandatory management), the risk associated with discretionary investment contracts is that the valuation of contracted assets may decline due to asset allocation or stock selection, resulting in losses. Additionally, your investment principal is not guaranteed, and you may lose your investment principal. All profits and losses from investment belong to the customer.


Risks and fees vary depending on the product, so please carefully read the documents issued before the conclusion of the contract, listed securities documents, prospectuses, etc.
https://www.cheer-sec.co.jp/rule/risk.html

■Company name, etc.: CHEER Securities Co., Ltd. Financial instruments business operator Kanto Local Finance Bureau (Kinsho) No. 3299
■Member associations: Japan Securities Dealers Association, Japan Investment Advisers Association

https://www.cheer-sec.co.jp