Our Advantages:
Efficiency and Convenience
Direct deposit into your bank account: Funds available immediately, efficient, and convenient.
Loan Features
Anytime review: 24/7 online, speeding up the approval process.
Flexible Repayment: Various payment options, tailored to your individual financial circumstances.
Credit Maintenance
Benefits for a good credit history, increasing the loan amount on future applications.
On-time repayment can lead to a higher loan amount next time.
Process Overview
Completely online, no waiting in line, no collateral required.
Data Protection
100% data protection, total security.

Product Introduction
-Maximum Loan: From $30,000 to $2,000,000
-Term: From 91 days to 180 days
-Daily Interest Rate: 0.05%
-Annual Percentage Rate (APR): 18.25%
-Fee: 5%-10%
-Value-added tax (VAT): 19% VAT is applied to the fee in accordance with Chilean policy and law.
Interest: Maximum APR 24% per year.

Example:
Your loan amount: CLP$500,000
Loan term: 180 days
Fee & VAT: CLP$29,750 (Fee = CLP$500,000 * 5% = CLP$25,000, VAT = CLP$25,000 * 19% = CLP$4,750)
Total interest: CLP$45,000. (CLP$500,000*0.05%*180 = CLP$45,000)
Final refund amount: CLP$574,750 (CLP$500,000+CLP$29,750+CLP$45,000=CLP$574,750)

Terms of Use
- You must be a legal resident of Chile and have valid and up-to-date official identification documents.
- You must be of legal age, i.e., 18 years of age or older at the time of application.
- You will need an active bank card, used regularly, and linked to a valid bank account in the country.
Privacy and Security Guaranteed

Privacy and Security
We take your rights and privacy seriously and respect them; all information collected is used solely for identification and risk assessment. Unless we obtain your express authorization, we solemnly promise that we will never disclose your personal information without authorization or sell it to third parties. If you have any questions or concerns regarding our privacy policy, please do not hesitate to contact us by email, and we will courteously provide you with a detailed response. You can send an email to: [email protected]. If you would like to learn more about the specific terms of the privacy policy, please click: https://www.banacredicl.com/home

Contact Us
Email: [email protected]
Business Hours: Weekdays from 8:00 a.m. to 6:00 p.m.
Address: Gral Arriagada 1543, 8310607 La Florida, Metropolitan Region, Santiago, Chile