About the app:

Django presents Django Later, the solution that allows you to split your past expenses into 3x!
In a few clicks, you request a transfer of the amount of your expense already incurred in the last two months, and you repay it in three monthly payments.

It is also possible to request a transfer of the amount of your choice, within the limit of your borrowing capacity.
How can I benefit from the Django Later solution?
1. Download the Django app
2. Create your Django user account, just a few minutes!
3. Connect your bank account to your Django user account.

Your borrowing capacity will then be calculated, and it will then be updated each time you connect to the Django application.
Borrowing capacity corresponds to the maximum amount of expenses that you can spread*.
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So here we go, download the Django app!

A loan binds you and must be repaid.​ Check your repayment capacity before committing.

*Subject to eligibility and within the limit of your borrowing capacity. To find out more, you can consult the Django Later T&Cs available in the application.

Application and data security:
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The security of personal information is fundamental for Django, as for the entire La Banque Postale group to which Django belongs.

Protecting information that is shared with Django, for example during user account creation, is our top priority. We work with trusted third parties to ensure all data is secure and encrypted, and we take strict measures to protect the privacy of our users.

Django does not have and will never have access to the banking identifiers of its users, they are collected securely by our service provider Powerens, whose services are strictly regulated by the Payment Services Directive (PSD2) and the General Regulations. on Data Protection (GDPR).
Powerens is controlled by the ACPR and the Banque de France, and has implemented internal controls in order to comply with the standards in force applicable to banking establishments. User data entered into the Powerens environment is encrypted and then stored within the European Union.

To find out more, you can consult the Data Protection Policy available on the Django application.