Overview Money Chat is a mobile application designed to serve as a comprehensive financial assistant, providing users with tools and insights to manage daily financial activities, track expenses, set goals, and receive AI-driven financial advice. Targeted for both iOS and Android platforms, Money Chat aims to empower users in personal finance management and business oversight.

Core Features

Daily Routine Monitoring: Tracks daily financial activities, spending patterns, and budget adherence.
Expense & Bills Management: Allows users to input and categorize expenses, giving insights into spending habits.
Goals & Savings Tracking: Users can set savings targets and receive reminders to stay on track.
Message Syncing: Syncs with messaging apps to send notifications and reminders.
AI-Powered Financial Advising: Provides personalized recommendations based on user habits and goals.
Text-to-Speech in Conversations: Offers written and spoken interactions for accessibility.
Reward System: Incentivizes positive financial habits through a rewards system.
Loan Management: Assists with loan tracking, repayments, and debt strategies.
Family Financial Planning: Supports shared family goals and expense management.
Financial Calculators: Includes calculators for budgeting, loan repayment, savings projections, and investments.
Business Management Tools: Provides features for small business owners, including invoicing and expense tracking.
Tax Filing (P0 Filing): Offers a streamlined tool for filing taxes.
Receipt Capturing: Enables users to upload and store purchase receipts for easy access.

Project Scope Money Chat will focus on an intuitive and secure user experience across mobile platforms. Development encompasses:

iOS and Android mobile applications.
A backend infrastructure for data storage and AI-driven analysis.
Full feature implementation and integration.
User documentation and onboarding.
Quality assurance testing, bug fixes, and post-launch support.

Completion is expected by [DATE], with bidders able to propose adjusted timelines.

Requirements The Expense & Bills module will leverage Python, Flutter, and PocketBase to enable users to categorize and track finances seamlessly. Python provides calculations, Flutter powers user interactions, and PocketBase ensures data storage and management.

Money Chat will serve as a personal finance companion, adapting to user habits to provide insights, guidance, and support in achieving financial stability and growth.