At OCHO, we believe in A FAIR START for everyone. We are committed to revolutionizing car insurance to make it easy, affordable, and flexible. That’s why, with us, your hard work will finally be rewarded - every on-time payment you make helps to build your credit score. 

OCHO is the only insurance comparison platform that offers to reduce your down payment, and we lower it for 99% of our customers. You won't be able to find a lower auto insurance down payment anywhere else. Half of our customers even qualify for $0 down!

We work with a mix of large, well-known national insurance brands and smaller regional auto insurance providers, so you can easily compare and find the best rates for the coverage you need. 

How it Works

Get coverage in a few easy steps:
1. Answer some simple questions to get an initial quote
2. Compare auto insurance quotes 
3. Select the best option for you 
4. You're covered!

If you have questions, contact one of our advisors via SMS, live chat, email, or phone. 

App Features:

• Apply for your auto insurance 
• Compare car insurance quotes
• Get your credit score for free
• Access your dashboard to make your payments
• Complete your policy tasks and upload documents
• Manage payment methods and auto-pay
• Download your policy documents and more

Why Choose OCHO?

We're focused on making things fair for everyone right from the beginning. 
We lower everyone's down payment - so everyone can access car insurance.

We know how important it is to build good credit in the United States, so paying on time with OCHO can help you build your credit score.

We take care of the hard work, making shopping for car insurance fast, clear, and budget-friendly. We also fit into your life: OCHO is the only marketplace where your down payment is reduced, and you can sync your payments to your salary cycle.

OCHO's mission is to make insurance easier and accessible for all, including you.