Welcome to Zamcash Loans Zambia Advice

Zamcash is a mobile money service that was launched in Zambia in 2017. It is a product of the Zambia Electronic Clearing House Limited (ZECHL), which is owned by the Bank of Zambia and the Zambia Bankers Association.

Zamcash allows users to perform a variety of financial transactions using their mobile phones, including sending and receiving money, paying bills, buying airtime, and making merchant payments. It is designed to be a convenient and secure alternative to traditional banking services, particularly for individuals who do not have access to formal financial institutions.

To use Zamcash, users must first register for the service and link their mobile phone number to a Zamcash account. They can then deposit money into their account through various channels, including bank transfers, ATMs, and authorized agents. Once the account is funded, users can start using the service to perform transactions


Zamcash loan payment can be made through the Zamcash mobile app or by visiting an authorized agent. The payment options available depend on the loan terms and repayment schedule.

Zamcash is a popular mobile money service in Zambia that allows users to perform a variety of financial transactions using their mobile phones. From sending and receiving money to paying bills and buying airtime, Zamcash has become a convenient and affordable alternative to traditional banking services, particularly for individuals who live in rural areas and do not have access to formal financial institutions.

Zamcash makes it easy and straightforward to get a loan. Here are the steps you need to take in Zambia to get a loan through Zamcash:

Step1. Register for Zamcash

Visit https://www.zamcash.com/promo/?utm_source=HOME_CAL&sum=500&time=14 To get a loan from Zamcash, you must first sign up for the service. To do this, you must have an active mobile phone number registered with either Airtel or MTN Zambia. You will also need to show a valid form of ID, like an NRC or passport, and meet the other requirements listed in the last section.

Step 2. Verify your identity

You will need to verify your identity after signing up for Zamcash. This is an important part of applying for a loan because it helps stop fraud and identity theft. You will need to give personal information like your name, date of birth (21-60yrs), and NRC or passport number, and Zamcash will check your identity using the information you gave.

Step 3. Apply for a loan

You can apply for a loan on Zamcash after your identity has been verified. To do this, just dial *344# on your mobile phone and choose “Loans” from the Zamcash menu. You will then be shown a list of the loans you can get, along with their interest rates and terms for paying them back.

Step 4: Choose your loan amount and repayment terms

After you choose a loan option, you will need to decide how much you want to borrow and when you want to pay it back. How much you can borrow will depend on your income and credit history, as well as how good your credit is. You can choose a repayment period that fits your budget, with options ranging from 7 days to 30 days.

Step 5: Accept the loan terms and conditions

Before you can receive your loan, you will need to accept the loan terms and conditions. These will explain the loan’s interest rates, fees, and other important information. Before you agree to the loan, make sure you carefully read the terms and conditions.

Step 6: Receive your loan

Once you agree to the terms of the loan, the money will be sent to your Zamcash wallet. The money can then be used to pay for goods and services or to get cash from a Zamcash agent.

Zamcash Loans Zambia Advice itself is a guide application that guides you to use the application wisely. We need to emphasize that our application is only a guide. Not an official application