Deposit $25 or more, get a $50 prize. For full offer terms, visit Fidelity.com/Bloom.
Fidelity Bloom® is a free financial savings app. It's also a debit card. And there are also 2 brokerage accounts: SPEND, for your spending money, and SAVE, for your savings account.*
Our mission? Take the effort to save money by rewarding good money moves, and teaching you new money habits to try IRL.
Always free to use.† No subscription fees.
+A SAVING/EXPERIENCE PLATFORM THAT PAYS YOU
You will get cash rewards for spending and saving money using our finance app.
–Saving: We will match 10%‡ of deposit up to $300 to SAVE every year.
–Expenses: We will deposit 10 cents to SAVE with every purchase of a Fidelity Bloom debit card. And you'll get cashback shopping rewards§ from over 1,000 retailers with in-app shopping.
+ SPACE TO GROW MINDFUL MONEY HABITS
You will earn money tips and practice new habits.
–Fidelity Bloom was built by behavioral scientists, who study how and why people make decisions about money management. We use these insights to empower every aspect of Fidelity Bloom.
–Challenge is a short, research-based activity that directly tackles the practical, psychological, and emotional reasons why people fight to save.
–Get helpful savings and budgeting tips, spending hacks, and opportunities to reflect on your own money habits.
+ COMMITTED TO YOUR SAFETY AND PROTECTION
You will be protected from fraud, and your information will remain safe.
–We are offered by Fidelity Investments, rated #1 Overall Broker by Stockbrokers in 2022 and most trusted wealth management company by Investor's Business Daily readers in 2020.»
–Your data and privacy are protected with strong encryption, firewalls, secure email, and proactive 24/7 system monitoring.
–Fidelity Bloom debit card includes transaction alerts, card locks, and fraud text alerts.
SPEND and SAVE are broker accounts. Brokerage accounts have the potential for higher returns than traditional savings accounts, and allow you to start investing without having to change account types.
Money you add to Fidelity Bloom becomes a money market fund by default. # Money market funds** have historically maintained their value over time.
*Fidelity Bloom account is an intermediary account covered by SIPC insurance. They are not bank accounts and therefore are not covered by FDIC insurance.
†The Fidelity Bloom app does not charge a subscription fee. Fees associated with positioning your account or transacting on your account apply.
‡10% is the introductory rate, limited time.
§Refund rates will vary by vendor. Please review the merchant terms before transacting.
» For more information, visit https://www.fidelity.com/why-fidelity/overview.
#Investments in money market funds are not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Although the fund seeks to maintain the value of your investment at $1.00 per share, it is possible to lose money investing in the fund.