Traditionally, one of the only ways to build a credit score is by having a credit history. Perch is a new way to build your credit that provides an escape from the frustrating catch-22 of the credit building process.

Automate your credit building in two ways:

On-time rent payments - Use up to 24 months of past rent payments and all your future payments as creditworthy data
*Coming Soon* On-time subscription payments - Convert any recurring monthly payments into a credit history

Learn how to take control of your finances:

*Coming Soon* Learning finance should not be intimidating, watch 60-90 second animations to get to the next level of money management

Keep track of your credit score:

*Coming Soon* View your FICO score and receive notifications about when it changes to ensure you are maintaining positive credit health

Be confident your info is secure:

We secure all sensitive information using 256-bit encryption supported by Transport Layer Security (TLS)