From daily transaction tracking to long-term financial planning like achieving Financial Independence, Retire Early (FIRE), Gro provides the tools and insights you need to manage your money effectively and reach your financial goals.
? Your Finances, Fully Accessible & No Limits
We believe everyone deserves powerful financial tools. Gro offers all core features completely free, with no limitations on categories, budgets, accounts, and transactions.
?️ Bank-Grade Security
Your data's security is our priority. Enjoy peace of mind with end-to-end encryption, on-device password, PIN code, pattern lock, fingerprint, and secure backups.
⚡Offline-First Experience
Manage your finances anytime, anywhere, even without internet. Your data is stored locally on your device, ensuring a blazing-fast and highly responsive app.
? 121 Currencies & 24 Languages
Manage finances in your local currency from 121 global options. Use Gro in your preferred language, with full localization across 24 languages for true worldwide accessibility.
? Financial Independence, Retire Early (FIRE)
Plan for early retirement with the dedicated FIRE section. Calculate your 'FIRE Number' and use the timeline projector to map your journey to Financial Independence.
? Accounts. Transactions. Transfers
Track accounts, transactions, and transfers. Manage various account types, categorize income/expenses, and move money easily.
? Automated Repeat Transactions
Simplify your finances by setting up automated recurring entries for regular bills, income, or expenses.
? Advanced Analytics
Explore your financial data with detailed income insights, expense deep-dives with need vs want, savings & investment progress, and compare active vs passive income.
? Customizable Categories
Create, edit, or delete categories with custom names, colors, and icons for precise organization.
? Budget & Targets
Set spending limits with expense budgets and income targets. Define them monthly or yearly and link to transaction categories.
? Assets & Net Worth
Monitor bank accounts, real estate, vehicles, and investments. View your up-to-date net worth and track its growth.
? Debts & Liabilities
Manage loans and debts. Track balances, payment schedules, and view detailed amortization schedules.
? Import Transactions
Get a head start or migrate data easily. Import existing financial records from CSV files quickly.
? Secure Cloud Backup & Restore
Safeguard your data with encrypted Google Drive backups. Easily restore your information on any device, ensuring peace of mind.
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Gro is intuitively organized into main tabs and key management areas, ensuring you can easily find what you need.
? Setup Guide: Your Onboarding Companion
? Money: Your Daily Financial Home
?️ Accounts: Centralized Account Management
? Plans: Strategic Financial Planning
⚡ Analytics: Deep Dive into Your Data
? Grid Menu Options
⚙️ General App Settings & Features