Abierto is an instant personal loan application that solves everyone's money needs. You can operate your loans online just by having a smartphone.
Whether it is for personal consumption, business operation, travel, medical treatment or medication, you can find Open for loans. 【Product Details】Loan amount: from COP $50,000 to COP $1,200,000 pesos;Terms: from 91 to 120 daysInterest rate: 0.06% per day (maximum annual interest rate is 24%, equivalent monthly interest rate of 1.8% only); Platform: It is a COP $300,000 service which can be used optionally by our clients, which will allow them to save money and time in necessary paperwork and on which they can receive promotional discounts in a range of COP $10,000 to COP $290,000 that correspond to discounts such as financial inclusion.Value Added Tax (VAT): 19% VAT is applied on the commission in accordance with the policy and laws of Colombia;APR: up to 85.69%(TEA)ExampleFor example, for a 91-day loan of COP $100,000 for 3 months (at an annual interest of 25.55%). The monthly payment will be COP $40,881 (EMI) and the total amount of the payments will be COP $122,643 Interest: COP $100,000 * 24% / 365 * 91 = COP $59.83;Platform: COP $300,000; Discounts: COP $286,000; Platform Fee: COP $300,000 - COP $286,000= COP $14,000 VAT: 19% * Platform= 19% * COP $14,000 = COP $2,660; The total amount to pay = loan amount + Interest + commission + VAT = COP $ 100,000 + COP $59.83 + COP $14,000 + COP $2,660 = COP $122,643;EMI = COP $40,881APR = This would translate into a TEA (Annual Effective Rate) of 85.69%. Why ask for money in Open? No risk--you can order money online without paying any fees. Once approved, we will transfer it directly to your account. Easier--Mobile credit loan, you can download and apply for a loan anytime, anywhere in Colombia, and for your convenience, you can pay for the loan and credit products at via Colombia PSE / Baloto / Nequi / MOVii / Efecty and other convenient payment methods. Faster--Loans arrive in your bank account within three minutes after approval Safer--your data is protected by the highest global security standards and we will never share your information without prior authorization. Quality service--we provide the best customer service, 24-hour customer service, low interest rates, no hidden fees. Acceso is at your disposal to obtain the maximum financial support and assistance for loans. How to obtain your credit loan?1. Download the Open app from the Google Play Store.2. Enter your information to apply and get your credit.3. Wait for loan approval.4. Get your money after approval. We deposit the loan money directly into your bank account. If you do not have a bank account, it is recommended to open an account at Banco Bancolombia, ñequi, Daviplata and Al a mano. This step is simple, immediate and effective.Eligibility1. Colombian resident with Cedula de Cidadania, over 18 years old.2. Have a mobile number and stable income. Have a bank account, Banco Bancolombia, Nequi, MOVii, Daviplata etc. How to Pay?-Enter your Open application, click the Refund button-You can make your payment online through the Bank, PSE, Nequi button, MOVii, Button Bancolombia-You can also pay with the reference in your nearest Baloto or Cash.Contact us：Email:[email protected] Customer Service: Monday to Sunday 8:00 am to 6:00 pm pmCompany address: Cra. 6 #7- 26, Ibagué, Planadas, Tolima, Colombia