Requesting or receiving brokerage fees is illegal and you are not charged any fees associated with the loan.

Excessive debt can cause you great misfortune. It is illegal to collect brokerage fees other than interest.

Disadvantages in case of arrears: Credit rating or personal credit score may decline and overdue interest may occur

Loaning may lower your credit rating or personal credit rating.

If the bank is regulated as a customer subject to credit management by financial institutions in accordance with the IBK Savings Bank's credit regulations and related laws, loans may be rejected for delinquent persons.

If you have any objection in relation to the savings bank transaction, you can request a settlement from the dispute settlement organization of IBK Savings Bank Co., Ltd. or you can request dispute settlement through the Financial Dispute Mediation Committee.

IBK Savings Bank does not accept money or entertainment. If there is a violation of ethical management or if there is a need for improvement, please report it.

(Financial Supervisory Service: 1332 without area code / IBK Savings Bank Co., Ltd.: 051-791-4377, www.ibksb.co.kr)

* Identification method-Savings Bank Federation: 02-3978-600, www.fsb.or.kr

It is illegal to request or receive brokerage fees | Excessive debt can cause you great misfortune.


Loan interest rate: 7% ~ 8% per year
Delinquent interest rate: Loan interest rate + 3% per year (up to 24%)
Loan limit: minimum KRW 1 million-maximum KRW 15 million
Loan period: 3 or 5 years
Example of total loan cost: Sunshine Loan 15 million won, total repayment amount 18,050,000 won with 8% interest for 5 years (60 months)



Loan interest rate: 8% ~ 17% per year
Delinquent interest rate: Loan interest rate + 3% per year (up to 24%)
Loan limit: minimum KRW 1 million-maximum KRW 20 million
Loan period: 1 to 5 years
Example of total loan cost: Intermediate 2 20 million won 5 years (60 months) interest 19.6% total repayment amount 24,331,673 won


Loan interest rate: 5 ~ 19% per year
Delinquent interest rate: Loan interest rate + 3% per year (up to 24%)
Loan limit: minimum 1 million won-maximum 100 million won
Loan period: 1 to 6 years
Example of total loan cost: i-Bikron KRW 100 million, 6 years (72 months) interest 8%, total repayment amount 126,239,332 KRW

Loan Consultant: Sunmi Choi
Counselor registration number: 2-650-0124

Business name: IBK Savings Bank consignment corporation OK Plus
Representative Director: Minho Kim / Business Registration Number: 680-86-00246
National Savings Bank Registration Number: 1-650-3982
Deliberation by the associate supervisor: No. 2021-28 (2021.04.27)
Location of business: #702, 31, Dunya-ro, Uijeongbu-si, Gyeonggi-do (Uijeongbu-dong, Miga Building)
Representative number: 1522-2464