“BIANET/BIAMOBILE” – Your 100% digital bank, always with you!

With “BIANET/BIAMOBILE,” manage your accounts simply and securely, wherever you are, 24/7.
Available for free download from our app stores, the application offers a seamless and modern experience, true to our commitment: bringing your bank closer to you.

Your everyday services:

- Check your accounts in real time (checks, savings, term deposits)
- Access your bank statements and documents (statements, notices, check images)
- Securely make and track your transfers (regular, deferred, or recurring)
- Manage your beneficiaries and download your bank details (RIB) with one click
- View your transactions and stay in control of your finances
- Easily locate our branches and ATMs
- Use the loan simulator for your projects
- Check real-time exchange rates
- Choose your language: French or English
- Explore the demo to discover all the features
- ...as well as other services.

And now, discover PI-SPI!

- Use a unique "ALIAS" identifier to carry out all your transactions;

- Make instant payments and transfers, available 24/7, throughout the WAEMU zone;

- Send payment requests to other users;

- Schedule your payments to be executed automatically on the desired date and frequency;

- Track all your transactions in real time and view your detailed history.

The entire BIA Togo team remains committed and is working to develop new features to make your bank even more accessible.