AFS Pay, transforming Android smartphones into Point-of-Sale terminals. The AFS Pay app enables businesses to seamlessly and cost effectively accept electronic payments, online and in-person (via any Android mobile phone or tablet), eliminating the need to invest in a physical device. In addition to scanning a credit card in-store (Tap and Pay), AFS Pay allows remote payments for home deliveries by generating payment links that can be shared via social media such as WhatsApp, Facebook Messenger, SMS and email. Merchants also benefit from full visibility on transactions through an easy to use and easy to navigate app dashboard interface.