✨Aid Credit is your top choice for secure financing✨

Our main goal is to assist you on your financial journey with personalized financing plans tailored to your budget, easing your financial burden.

?Why choose us??

Fast Approval Process
Our efficient and convenient procedure lets you focus on yourself after submitting your documents.

Low Interest Rates
Reduce your monthly payments with our low interest rates, easing financial concerns.

Flexible Repayment Plan
We design a loan plan based on your creditworthiness and income, ensuring you don't struggle from paycheck to paycheck.

Data Privacy & Confidentiality
Your privacy is our priority. All your information is kept strictly confidential and protected under the Personal Data Protection Act 2010.

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The following is based on the maximum calculation.

Fee & Charges

Minimum repayment: 2 months
Maximum tenor: 60 months
Maximum Annual Percentage Rate (APR): 18%
Stamp Duty depending on the approved loan amount and the offer from the lender

Early Termination Fee
2 Months (Negotiable)

Example:
Loan Amount - RM1,000.00
Loan Period - 12 Months Installment
Interest Rate - 1.5% p.m or 18% p.a
Stamp Duty - RM5.00

Total Interest Charge: Loan Amount X Interest rate per month X Loan Period
RM1,000 X 1.5% (Interest per month) X 12 Months = RM180

Total Repayment Amount: Loan Amount + Total Interest Charge
RM1,000 + RM180 = RM1,180

Monthly Installment Calculation: Total Repayment Amount / Loan Period
RM1,180 / 12 Months = RM98.33

Monthly Payment for 11 Months = 100 (Round up to nearest 5)
Last Monthly Payment = 80