You and your Muslim family must have plans to carry out one of the pillars of Islam, namely performing the Hajj or Umrah. In realizing this plan, ASYKI through the "Umrah Ikhtiar" program is here to provide a planned and protected solution for saving for Umrah.

The benefits of the Umrah Effort program include:
1. Planning finances for Umrah properly and definitely (Definitely safety and halal).
2. Provide a definite choice of travel agency for Umrah worship (Definitely Travel, Must Fly, Must Be Hotel, Must Be Visa).
3. Provide royalty rewards to pilgrims who refer the Umrah Effort program.
4. Condolences for prospective pilgrims who are destined to die before the agreement period ends of 25 million + Investment Fund Balance Dana

SUPERIORITY :
1. Managed with sharia principles with Wakalah bil Ujroh contract for the management of the Tabarru Fund, and the Mudharabah contract for the management of Investment Funds
2. Low management fee (ujrah)
3. Contributions can be paid monthly, semi-annually or annually
4. Opportunity to get additional income or free savings by referring the Umrah Effort program to pilgrims.