Payara is a licensed and Bank Indonesia–supervised digital fund transfer app that makes it easy to send money and top up e-money quickly, securely, and affordably — all in one place.

🚀 Fast & Reliable Transfers

Send money instantly to any bank account or e-money service in Indonesia. Payara ensures your transfers are processed smoothly and reach their destination in no time.

🔒 Secure & Trusted

Your financial safety is our top priority. Payara follows strict security standards and complies with regulations under the supervision of Bank Indonesia — ensuring every transaction is protected by advanced encryption and monitoring systems.

💰 Low Fees, No Hidden Costs

Enjoy affordable transaction fees and complete pricing transparency. What you see is what you pay — no surprises.

💳 Transfer & Top Up Made Easy

Seamlessly transfer to:
• Bank accounts across Indonesia
• Popular e-money platforms such as GoPay, OVO, DANA, and ShopeePay

📱 User-Friendly Experience

A clean, simple interface designed for ease of use — anyone can make fast transactions in just a few taps.

🔔 Instant Updates

Stay informed with real-time transaction notifications and history tracking, so you always know where your money is.

🌏 Why Choose Payara?
• Licensed and supervised by Bank Indonesia
• 24/7 service, including weekends and holidays
• Fast, reliable transfers nationwide
• Affordable for everyone
• Trusted by thousands of users across Indonesia