FinnDot – Your Financial Health Assistant

FinnDot is a smart financial health app designed for India’s new generation of earners—gig workers, freelancers, first-jobbers, and anyone underserved by traditional credit systems. If your income is real but your credit score doesn’t reflect it, FinnDot helps bridge that gap.

Why FinnDot?

Millions of Indians earn digitally every month but are denied access to fair credit and financial products because traditional systems rely heavily on limited credit history. Credit scores often miss real income patterns, spending discipline, savings behavior, and repayment capacity. FinnDot changes that.

How FinnDot Works

With your explicit consent, FinnDot analyzes financial SMS alerts and Account Aggregator (AA) data to build a real-time financial profile. This includes:

Income patterns and consistency

Expenses and cash flow

Active EMIs and liabilities

Savings behavior and surplus

Using advanced AI and behavioral models, FinnDot converts everyday financial data into meaningful insights about your financial health.

What You Get

Clear financial visibility: Understand where your money comes from and where it goes.

Personalized insights: Get actionable recommendations based on your real financial behavior.

Smarter credit access: Improve your chances of accessing fair loans through better financial profiling.

Savings & investment guidance: Discover tailored opportunities to grow your money responsibly.

Risk alerts & nudges: Stay informed with timely alerts to avoid financial stress and build discipline.

Built for India

FinnDot is designed specifically for users with variable or non-traditional income—gig workers, freelancers, small business owners, and new-to-credit individuals. Whether you earn through platforms, contracts, or multiple sources, FinnDot helps represent your true financial picture.

Privacy & Security First

Your data belongs to you.

FinnDot works only with explicit user consent

No data is accessed without permission

Secure, encrypted systems aligned with regulatory standards

You can revoke access anytime

Who Benefits

Individuals: Gain financial clarity, access, and control

Lenders & partners: Enable responsible lending through better underwriting (without increasing user burden)

Our Vision

FinnDot aims to become the financial health layer for Bharat—helping users move from financial invisibility to trust, stability, and long-term growth. We believe financial inclusion starts with understanding real behavior, not just scores.

FinnDot – Turning everyday data into financial trust.
Download now and take control of your financial future.