Loans without BIK: Description of the Loan Service

Minimum and Maximum Repayment Period

• Our loans are designed with flexibility in mind, with repayment terms ranging from 100 to 360 days. This gives you the opportunity to adjust the repayment schedule to your financial needs.

Maximum Annual Percentage Rate (APR)

• The Annual Percentage Rate (APR) on our loans ranges from 10% to 35%. The interest rate you receive depends on your personal situation and credit history. We strive to provide fair and transparent rates that comply with local regulations.

Representative Example of Loan Costs

• Example of a 95 Day Loan:
• No Registration Fee
• Loan Amount: PLN 1,050
• Repayment time: 95 days
• Interest rate: 16% (Loan cost)
• No Additional Setup Costs
• Service Fee: PLN 160 (Our Service Fee)
• Interest Cost: PLN 38 (Loan cost for 95 days)
• Total Repayment Amount: PLN 1,248 (Total repayment amount)
• Sample Annual Percentage Rate (APR): 880%

Privacy policy

• At Loans without BIK, we take your privacy very seriously. Our policy details how we handle your personal and sensitive information, while adhering to legal standards for data protection and privacy.

Easy Access to Loans

• Our application is addressed to people who need quick access to funds. The application process is simple and requires minimal documentation, allowing you to make a quick decision.

Customer Support

• If you need help or have any questions, our customer support team is always at your disposal. We are committed to providing the best service.

No Short Term Loans

• Please be advised that we do not offer loans with a repayment period shorter than 60 days. We focus on delivering solutions that are both manageable and accountable.

Thank you for your interest in Loans without BIK. We are here to support you in managing your finances effectively and responsibly.