Ideal Credit Card is the application that helps you find and compare the best offers on credit cards and personal loans from several reliable institutions, quickly, easily and completely free of charge. We are not a financial institution, but we work with credit options offered by recognized institutions to present the alternatives that best fit your profile and needs.

Main Features:

Personalized recommendation quiz: Take a simple quiz and receive suggestions for credit cards or loans that suit you.
Comparison of offers: Compare different credit options, including interest rates, terms, Total Effective Cost (CET) and other conditions.
Detailed information: Access complete details about each offer, including rates, deadlines, requirements and total credit costs.
Ease of use: Simple and friendly interface so you can make financial decisions quickly and without complications.
How does it work?

Take the quiz: The app uses a simple quiz to understand your financial needs and preferences.
Receive personalized suggestions: Based on your answers, the app generates a list of credit card and loan suggestions that meet your profile.
Compare offers transparently: See credit options, compare interest rates, terms and conditions to choose the best alternative for your budget.
Make your choice: The application directs you to reliable institutions so that you can evaluate offers directly with those who offer them.
Attention:

Cartão de Crédito Ideal is not a financial institution, bank or credit card issuer. Our goal is to provide clear and accurate information so you can make informed financial decisions.
We do not charge fees and do not approve credits. We only show you the credit options available to you, offered by trusted institutions.
The application does not request personal data in an invasive way. We only collect data such as name and email if you contact us for suggestions or support.
Important:

The Ideal Credit Card does not provide credit or loans directly. Our job is to connect you to different credit offers offered by trusted institutions.
Always review the Terms and Conditions of each credit offer before making any decision.
Loan information, such as interest rates and terms, is provided in a clear and transparent way, so you know exactly what you are signing up for.
Example of loan calculation:

A loan of R$1,000.00 for 18 months with an interest rate of 14.8% per month (approximately 423.96% per year) would result in 18 monthly installments of R$166.37, totaling R$2,994.66, with a Total Effective Cost (CET) of 435.02% per year.
Why use the Ideal Credit Card?

Transparency: We provide all the information necessary for you to make informed and safe decisions.
Variety of options: We compare several offers from different trusted institutions, ensuring you find the best condition.
Free and without obligation: The app is completely free to use and you are not under any obligation to purchase the offers presented.
Compliance and Security:

The Ideal Credit Card complies with all state and local regulations related to financial services. Our goal is to ensure that you have access to complete and clear information about each credit offer.

Get in touch!

If you have questions or suggestions, our team is ready to help you. Contact us by email: [email protected].

Accept the terms:

By using the Ideal Credit Card, you agree to our Privacy Policy and Terms of Use. We recommend that you read these documents carefully before using the application.