At CredBuddha we understand that your financial needs are as unique as you are. Our platform is carefully crafted to help you choose financial solutions that are precisely tailored to meet your individual requirements

Using Cred Buddha - Loan Aggregator App, you can secure an instant personal loan ranging from ₹10,000 to ₹15 Lakhs . Our preferred lenders offer interest rates starting at 11.99% p.a., and you can choose from a variety of flexible repayment plans, ranging from 3 months to 5 years. Use these funds for any financial needs you may have.

Example Calculation
* Loan Amount: ₹2,00,000
* Interest Rate: 12%
* Repayment Tenure: 2 years
* Processing Fee: 2% = ₹4,000 + GST = ₹4,720
* Line Setup Fee: ₹499 + GST = ₹588 (to be paid before starting the credit line)
* Monthly EMI: ₹9,415
* Total Interest: ₹25,953
* Total Repayment Amount: ₹2,25,953 after 2 years

The maximum Annual Percentage Rate (APR) can go up to 35%, depending on our RBI-approved lenders.

Why Choose the Cred Buddha App?
* Instant Loans up to ₹50 Lakhs*
* Affordable Interest Rates: Starting at 11.99%* p.a.
* RBI-Approved Lenders
* 100% Paperless Digital Application
* Highest Approval Rate & Quick Disbursal
* Flexible Repayment Plans: 3 months to 5 years
* Transparent & Convenient Loan Process
* Safe & Secure Transactions

Your data is secure with us. It is transferred over a secure HTTPS connection, and we do not share it without your consent.

Instant Loan Eligibility with Cred Buddha
* Age: 21 to 60 years
* Residence: Indian Resident
* Income: Minimum monthly income of ₹15,000 (for salaried) or annual turnover for self-employed (as per lender)
* Credit Score: CIBIL score of 650 or higher* (subject to lender approval)
* Employment: Salaried job in the public/private sector or consistent self-employed income
* Business Vintage Requirement: Minimum of 2 years or more (only for business loans)

Steps to Apply for an Instant Loan
1. Log in to the CredBuddha app.
2. Provide your basic personal information.
3. Specify the loan amount you need.
4. Connect with RBI-approved lenders.
5. Receive the funds directly in your bank account.
It's safe, instant, and reliable!

*Our lending Partners

Bhanix Finance and Investment Ltd (‘Cashe’)
https://bhanixfinance.com/ourpartners.html
https://bhanixfinance.com/products.html

CredBuddha is a personal loan aggregator platform working with RBI-registered NBFC lending partners, ensuring you can quickly obtain a loan to meet your financial needs.