Tengo Plus - online lending service

With the help of online lending at Tengo Plus, you can quickly get the required amount of money anywhere in Ukraine. Make the most of your opportunities — buy goods, pay for services, travel. And if you don't have enough money, open the Tengo Plus app on your phone and take out a quick loan.

How to get a credit card online using the Tengo Plus program

How to get a loan in 3 steps:
1. Install the application on your phone.
2. Apply, specify the required amount and fill out the registration form.
3. Wait for the decision, confirm the contract, and we will immediately send money to your card.

Who can get a loan from Tengo Plus?

All adult citizens aged 18 to 70 can get an online credit card in Ukraine. We provide money loans for all categories of the population:
— to students;
— pensioners;
— unemployed;
— to persons with a problematic credit history.

What is required when receiving a loan

To borrow money, you do not need references, guarantors or collateral. During registration, you need to enter your passport data, personal identification number and/or undergo verification through Bank ID of the NBU.

How to repay a loan via the Internet

Take advantage of the mobile application and pay the loan in just a few taps of the screen. We offer 4 loan repayment methods.

1. Using a bank card in the personal account of CreditPlus. It's simple, fast and free.
2. Using Privat24 internet banking. It can be used throughout Ukraine, at any time, without leaving home.
3. In PrivatBank terminals. This is the largest network of self-service points in Ukraine — terminals are located everywhere.
4. At the cash desk of any bank.

MINIMUM LENDING TERM: 91 days
MAXIMUM LENDING TERM: 365 days
MINIMUM annual interest rate (including shares) 6961.93%
MAXIMUM annual interest rate (excluding shares): 115757.37%
MINIMUM AGE for obtaining a loan: 18 years

An example of a calculation when issuing a loan with a reduced interest rate of 0.01% per day
The amount of the loan is UAH 1,000, the term is 91 days, the interest rate is 0.01% per day.
(0.0001 * 91 * 1000) + 1000 = 1009.1 UAH. Final amount of payment: UAH 1,009.1.
An example of calculating an online loan with a standard interest rate of 1.99% per day
The amount of the loan is UAH 1,000, the duration is 65 days, the interest rate is 1.99% per day.
(0.0199 * 91 * 1000) + 1000 = 2810.9 UAH. The final amount of the payment: UAH 2,810.9.